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Branden's dwelling is located in George County and is insured under an MRPIUA policy. Hurricane Hermoine caused massive flooding due to storm surge, which resulted

image text in transcribed Branden's dwelling is located in George County and is insured under an MRPIUA policy. Hurricane Hermoine caused massive flooding due to storm surge, which resulted in water reaching 2 feet high on his main level, damaging flooring, walls and contents. The storm also tore shingles off his roof which resulted in damage to the ceilings in half the rooms on the second floor. Which of the following statements is most true about how Branden's policy will respond to his claim? The policy will not apply to Branden's loss as there is no coverage for the peril of windstorm. 'The policy will cover all of the damages as the water that entered the dwelling was wind-driven rain including storm surge. The nolicv would cover all the damane as Iona as it could he nroven that some of the loss was due to water that entered the The storm also tore shingles off his roof which resulted in damage to the ceilings in half the rooms on the second floor. Which of the following statements is most true about how Branden's policy will respond to his claim? The policy will not apply to Branden's loss as there is no coverage for the peril of windstorm. The policy will cover all of the damages as the water that entered the dwelling was wind-driven rain including storm surge. The policy would cover all the damage as long as it could be proven that some of the loss was due to water that entered the dwelling through an opening created by wind as it's generally considered too difficult to distinguish flood damage from wind damage. The policy will cover the damage to the roof and upper floor as wind damage is covered but would exclude the lower level as flood damage is excluded. 40 of 40 Questions Remaining Question 5 Select the appropriate response Tonya has an MRPIUA policy in Yazoo County. During a windstorm, a tree was blown over onto her dwelling causing damage to the roof and siding. Best Tree Service removed the tree and sent her an invoice for $1200, including $750 to remove the tree from the house and $450 to haul the debris off the property. How much could be paid on this invoice under the MRPIUA policy? The policy would not pay for any of the costs related to the tree. The policy could pay $450 for haul off. The policy could pay $750 for removal from the dwelling. The nolicv could nav $12n n hecause the tree fell on a covered structure dwelling causing damage to the roof and siding. Best Tree Service removed the tree and sent her an invoice for $1200, including $750 to remove the tree from the house and $450 to haul the debris off the property. How much could be paid on this invoice under the MRPIUA policy? The policy would not pay for any of the costs related to the tree. The policy could pay $450 for haul off. The policy could pay $750 for removal from the dwelling. The policy could pay $1200 because the tree fell on a covered structure. 40 of 40 Questions Remaining

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