Brandon just graduated from college. Unfortunately, Brandon's education was fairly costly; the student loans that he took out to pay for his education total $90,000. The provisions of the student loans require Brandon to pay interest equal to the prime rate, which is 8 percent, plus a 1 percent marginthat is, the interest rate on the loans is 9 percent. Payments will be made monthly, and the loans must be repaid within 20 years. Calculate Brandon's monthly payment and also provide the amortization table for the first year.