Brenda plans to reduce her spending by $120 a month. Calculate the future value of this increase in savings over the next 8 years. (Assume an annual deposit to her savings account, and an annual interest rate of 6 percent.) (Exhibit 1-A, Exhibit 1-B, Exhibit 1-C, Exhibit 1D) Note: Use appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answer to 2 decimal places