Brenda plans to reduce her spending by $80 a month. Calculate the future value of this increase in savings over the next 9 years. (Assume an annual deposit to her savings account, and an annual interest rate of 5 percent.) (Exhibit 1 -A. Exhibit 1-B. Exhibit 1-C. Exhibit 1-D) Note: Use appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answer to 2 decimal places