Brian, age 48 and Kelly, age 45 are going through a marriage breakdown. Kelly is part of a registered pension plan. Due to the relationship breakdown, Brian is entitled to Kelly's registered pension plan. Which of the following is correct?

a. Commuted value of Kelly's pensions would be based on the date of marriage or the date she joined the plan and the date of divorce.

b. Commuted value of Kelly's pensions would be based on the date of marriage or the date she joined the plan and the date of distribution.

c. Commuted value of Kelly's pensions would be based on the date of marriage or the date she joined the plan and the date of retirement.

d. Commuted value of Kelly's pensions would be based on the date of marriage or the date she joined the plan and the date of separation.