Brian Inc. estimates that it will need $185,000 in 10 years to expand its manufacturing facilities. A bank has agreed to pay Brian 4% interest compounded annually if the company deposits the entire amount now needed to accumulate $185,000 in 10 years.

Use the appropriate present or future value table:

FV of $1, PV of $1, FV of Annuity of $1 and PV of Annuity of $1

How much money does Brian need to deposit now? Be sure to use all digits shown on the table and round your answer to a whole dollar