Brian Scholz was involved in an automobile collision with a person insured by Travelers Insurance Company. At the time, Scholz was cited for, and pled no contest to, a criminal charge of driving under the influence of alcohol arising out of the accident. Travelers paid its insured $4,303.68 and was subrogated to the rights of its insured against Scholz. Subsequently, Travelers filed a civil action against Scholz to recover the amount it had paid, and a default judgement was entered against Scholz. Eleven months later, Scholz sought relief from the bankruptcy court by filing a voluntary petition under Chapter 7. One of the questions in the bankruptcy proceeding was whether the debt owning to Travelers was non-dischargeable.

Is the debt dischargeable?