Britney and Kevin were painting their backyard fence with a spray gun. A strong gust of wind blew paint on the neighbor's house. The neighbor sued them for all the clean-up costs. Which of the following is true about Britney and Kevin's HO policy? A. This type of incident is specifically excluded by the HO policy. B. This liability is not covered by their HO policy because the damages are not bodily injuries. c. This liability is covered by their HO policy. D. This liability is not covered by their HO policy because the damage occurred off their premises