Brock Lee owns a group of Super Salad locations. He is worried about protecting his personal assets from creditors, should his businesses get tossed due to the pandemic. On the phone he says, "Let us discuss my options." Is it true or false that annuities may provide protection from creditors? False, because annuities are taxed O False, because annuities are not covered by ERISA O True False; annuities do not provide protection