Brooke and Jose Ramos are both 33 years old and invest 15 percent of their after-tax annual income in stocks. They hate missing out on great returns when the stock of a company doing great things starts going through the roof. For example, Brooke and Jose feel they should have invested in Netflix in 2018 when it earned almost a 62 percent return! So any time a company they know well earns more than 20 percent in a year, they try to invest in it. And because they believe in the stocks they buy, the Ramos' always hold their stocks until they at least break even. What do you make of the Ramos approach to stock investing?