Bryan, who is 45 years old, had some surprise medical expenses during the year To pay for these expenses (which were claimed as itemized deductions on his tax return), he received a $20,000 distribution from his traditional IRA (he has only made deductible contributions to the IRA). Assuming his marginal ordinary income tax rate is 15%, what amount of taxes and/or early distribution penalties will Bryan be required to pay on this distribution? 0154.30 Mutiple Choice $0 income tax: $0 early distribution penaity $3,000 income tax; $2000 early distribution penalty $O income tax;$2,000 early distribution penaity $3,000 income tax $O early distribution penalty