Bud just started trade school and needs a credit card. He chooses two different cards. He starts out with a credit score of 750. Which one of these actions will have the biggest negative effect on his credit score? Action He charges the maximum amount on the two credit cards He misses monthly payments. He takes out a loan for a new car. He charges the maximum amount on the two credit cards. He takes out a loan for a new car He charges the maximum amount on one credit card He misses monthly payments