Build a bit vector representation of the following sets, using the universal set as a reference and then do the operations. While it's true that the order of sets does not matter, please use the order of elements currently presented in the universal set to construct the bit vectors.

U - (banana, apple, pear, peach, guava, apricot, watermelon, tomatol A- [apple, pear, peach B watermelon, apple, pear) C (tomato) D banana, peach, apricot, guava)