Business Law. Explanation needed please!

Jane declared bankruptcy. At the time, she had $40,000 in assets and $220,000 in debts, all of which were unsecured. Jane's debts included $10,000 in trustee's fees, $10,000 for arrears in rent, and $10,000 for a credit card debt owed to Visa. How much will Visa get: (a) Nothing. (b) $1,000. (c) $2,000. (d) $10,000