business owner has contributed capital to the business in the form of a ong-term loan. When you are analyzing the business's repayment apacity, you consider asking the owner to subordinate the loan. How ould subordinating the debt impact your analysis? It would reduce the business's financial leverage because the subordinated loan could be treated as equity. It would reduce the business's liquidity because the payments on the shareholder loan would be subordinated to the financial institution. It would increase the business's financial leverage because the subordinated loan must still be repaid