Business projection: An investor is considering an investment in a start-up company. She estimates that she has probability

0.38

of a

$21,000

loss, probability

0.26

of a

$13,000

profit, probability

0.16

of a

$39,000

profit, and probability

0.2

of breaking even (a profit of

$0

). What is the expected value of the profit? Would you advise the investor to make the investment?