Business question

Because a contract of insurance is a contract of utmost good faith: Select one: O a. The insured has no right to know whether the insurer has discovered misrepresentations in the application for insurance. O b. The insurer has no right to ascertain the truthfulness of statements made in the application. O c. The insured has a duty to disclose all material changes in risk to the insurer. O d. The insurer has a duty to disclose all changes in risk to the insured