Business - Waters, le. Chapter 10: Money and Markets In 2014, the European Banking Authority defined as "a digital representation of value that is neither issued by a central bank nor a public authority, nor necessarily attached to a fiat currency, but is accepted by natural or legal persons as a means of payment and can be transferred, stored, or traded electronically." Click the answer you think is right. virtual currency paper money electrum coin commodity money Do you know the answer? Read about this