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Buy Van Lease Van Buy/Lease Term Tax Rate Interest Rate After-Tax Interest Rate Buy Year Payment Depreciation Tax Deduction Net Payment $31 , 648 $14,065 Per Year 3 Years 1B Years 21 7.8% 6.2% $12,236 , 165 $665 571 $12,236 $3, 165 $665 SII , 571 $12,236 $3, 165 $665 SII , 571