Buy or Lease? Congratulations! Imagine yourself as a college graduate and you have become a Big 4 auditor. To celebrate, you decided to buy a new Audi A3: After building your car, Assume that the MSRP for your Audi is $38,000. Now you have a decision to make: Choice (1): Lease the car for 36 months Choice (2): Buy the car with cash out right (because you have so much cash just lying around) and sell it after 36 months. Detailed terms are: (A) Leasing: . $4,927 amount due at signing . $3,800 Down payment $432.60 monthly payment