Buyer Donna applied for a mortgage loan. Her lender said that the appraisal on the home she wants to purchase is below the asking price. Donna may consider all of these options EXCEPT:

$($a$)$ increasing her down payment.

$($b$)$ hiring an appraiser to perform another appraisal.

$($c$)$ asking the seller to reduce the asking price.

$($d$)$ making up the difference in cash.