1. By 2016, the number of savings institutions is closest to which of the following?
2. a.about 2,900
3. b.about 800
4. c.about 3,100
5. d.about 1,400

The three main regulators of savings institutions are:

a.the Federal Reserve, the U.S. Department of Commerce, and the NYSE

b.the FDIC, the World Bank, and state regulators

c.the OCC, the FDIC, and state regulators

d.the OTS, the Federal Reserve, and the U.S. Department of Commerce

In 1989, the chartering agency for savings institutions, at the federal level, was:

1. a.NCUA
2. b.OTS
3. c.FDIC
4. d.OCC

Credit unions focus on loans to:

1. a.small businesses
2. b.a variety of financial institutions
3. c.individuals
4. d.customers of particular manufacturers

_____ are the most numerous depository institutions in the U.S.

1. a.Savings banks
2. b.Finance companies
3. c.Credit unions
4. d.Savings associations