Byan owns investment A and 1 bond B. The total value of his holdings is $6,200. Investment A is expected to pay annual cash flows to Byan of $417 per year forever with the first annual cash flow expected in 1 year from today. Investment A has an expected return of 8.13 percent. Bond B pays semi-annual coupons, matures in 12 years, has a face value of $1000, has a coupon rate of 8.64 percent, and pays its next coupon in 6 months. What is the yield-to-maturity for bond B? Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.