c) Managing liabilities (5 marks] XYZ company routinely buys raw materials on credit. Their new financial officer thinks they should review this policy. Goods invoiced at GHS 100 m have just been delivered to them. They have the option to pay GHS 97 m within 5 days, or the full amount is due in 30 days. If they borrow from the bank, they will pay 28% annual interest. What should they do