c. the American Jobs Creation Act of 2004 d. the Fair Credit Reporting Act of 1972 6. What is the USA PATRIOT Act based primarily on? o a. the Civil Rights Act of 1964 ob. the Bank Secrecy Act of 1970 c. the Fair Credit Reporting Act of 1972 od, the American Jobs Creation Act of 2004 7. What does the term "anti-money laundering" mean? o a. any new form of money laundering that law enforcement has not seen before ob. a version of money laundering that bypasses the layering stage oc. the process of diverting laundered money into government hands od. the collective laws, company programs, and enforcement initiatives intended to detect, report, and deter money laundering 8. What is the primary purpose for requiring financial institutions to periodically test their AML programs? 68" Har 2