c. You are planning to save for retirement for the next 45 years, hence you invest 30 000 in a share account with an annual equivalent rate of return of 6.5%, to be compounded monthly. After 10 years you decide to deposit another 25 000 into the share account, to be compounded monthly at the same rate as the sum before. When you retire, you will transfer all your earnings into a pension pot with a 0.5% monthly rate of return. How much can you withdraw each month from your account, assuming a 30-year withdrawal period?