Cadet John Doe begins depositing $10,000 a year in an account that earns a hypothetical 6% rate of return. Then, after 10 years, he stops making deposits. His invested assets, however, are free to keep growing and compounding. While Cadet John Doe fills his account, Cadet Jane Doe, waits 10 years before getting started. She then starts to invest a hypothetical $10,000 a year for 10 years into an account that also earns a hypothetical 6% rate of return. Cadet Jane Doe and Cadet John Doe have both invested the same $100,000, but procrastination costs Cadet Jane Doe, as Cadet John Does balance is much higher at the end of 20 years.

Over 20 years, what is the value of Cadet John Doe investments______________,

What is the value of Cadet Jane Doe investments ____________?