Cajun Bank currently has the following 4 balance sheet accounts: These accounts, plus Shareholders' Equity, comprise the entire Balance Sheet. All of Cajun Bank's Revenue and Expenses are associated with these 4 accounts. Cajun Bank's tax rate is 35%. In addition to the above Balance Sheet accounts, Cajun also entered into a 1-year interest rate swap out of concem for interest rate volatility. The notional value of the swap was $140,000,000. Cajun agreed to pay a fixed 5.50% rate and receive a variable payment based on the 10-year Treasury Note, plus 2.00%. At the end of the year, when it was time to make the payment, the 10 -year Treasury Note was yielding 3.75%. Based on the above, please calculate Cajun Bank's Return on Assets (ROA), Retum on Equity (ROE) and Equity Multiplier (EM) for the current year