Cal Luty owes $36,000 now. A lender will carry the debt for five more years at 6 percent interest. That is, in this particular case, the amount owed will go up by 6 percent per year for five years. The lender then will require that Cal pay off the loan over the next 13 years at 9 percent interest What will his annual payment be? Use Appendix A and Appendix for an approximate answer, but calculate your final answer using the formula and financial calculator methods. (Do not round intermediare calculations, Round your final answer to 2 decimal places.) Annual payments