Calculate and plot their annual ROA, ROE, returns on sales, and asset turnover over this period

Definition Dollar figures in thousands Santander Bank, N.A. Wilmington, DE December 31, 2015 Santander Bank, N.A. Wilmington, DE December 31, 2019 9,722 9,634 90,192,245 4,973,055 4,146,820 20,851,495 numemp asset chbal chbali 84,670,854 4,878,163 4,135,890 14,908,189 SC Assets and Liabilities 1 Total employees (full-t numemp 2 Total assets asset 3 Cash and due from der chbal 4 Interest-bearing balani chbali 5 Securities SC 6 Federal funds sold & re frepo 7 Net loans & leases Inlsnet 8 Loan loss allowance Inatres 9 Trading account assets trade 10 Bank premises and fixe bkprem 11 Other real estate owne ore 12 Goodwill and other int intan 13 All other assets idoa 14 Total liabilities and cap liabeq 15 Total liabilities liab 53,086,876 571,529 292,223 468,019 38,959 3,879,238 6,602,380 90,192,245 76,866,267 frepo Inlsnet Inatres trade bkprem ore intan idoa liabea liab 54,844,666 533,470 430,927 865,303 15,748 3,774,217 4,953,641 84,670,854 70,989,913 59,328,490 49,440,710 58,832,570 66.12% 400,816 184,957 15,035,726 659,418 1,256,860 13,325,978 13,325,978 dep depi depdom iddepinr frepp tradel idobrmtg subnd idoliab eqtot 16 Total deposits dep 17 Interest-bearing depos depi 18 Deposits held in dome depdom 19 % insured iddepinr 20 Federal funds purchase frepp 21 Trading liabilities tradel 22 Other borrowed funds idobrmtg 23 Subordinated debt subnd 24 All other liabilities idoliab 25 Total equity capital eqtot 26 Total bank equity capiteq 27 Perpetual preferred stieqpp 28 Common stock eqcs 29 Surplus eqsur 30 Undivided profits equptot 31 Noncontrolling interes eqconsub Memoranda: 32 Noncurrent loans and Inclnls 33 Noncurrent loans that NCGTYPAR 34 Income earned, not co oaienc 61,586,179 48,907,649 61,586,179 63.27% 407,477 371,018 7,160,943 1,464,296 13,680,941 13,680,941 ea 13,233,097 92,880 eqpp eqcs eqsur equptot eqconsub 13,239,292 441,648 0 513,333 2,509 190,876 nclnls NCGTYPAR oaienc 414,384 2,374 190,464 35 Earning assets ernast 36 Long-term assets (5+ y asstlt 37 Average Assets, year-ti asset5 38 Average Assets, quarte asset2 78,085,191 24,380,209 85,570,289 89,812,892 ernast asstlt asset5 asset2 73,888,760 27,706,651 81,109,907 84,107,082 39 Total risk weighted ass RWAJT 40 Adjusted average asse: AVASSETJ 41 Life insurance assets OALIFINS 42 General account life in OALIFGEN 43 Separate account life ii OALIFSEP 44 Hybrid life insurance a: Oalifhyb 45 Volatile liabilities voliab 46 Insider loans Inexamt 71,395,254 86,028,237 1,717,529 767,733 71,748 878,048 11,525,974 5,308 RWAJT AVASSETJ OALIFINS OALIFGEN OALIFSEP Oalifhyb voliab Inexamt 64,677,883 80,006,575 1,850,490 833,828 74,553 942,109 6,918,594 245 17 FHIB advances othbfhlb 48 Loans and leases held i Inlssale 49 Unused loan commitm ucin 50 Tier 1 (core) risk-basec RBCT1) 51 Tier 2 risk-based capita RBCT2 52 Total unused commitn uc 53 Derivatives obsdir 13,885,000 323,159 33,843,891 9,857,655 918,196 33,843,891 28,038,079 othbfhlb Inlssale ucin RBCT1) RBCT2 uc obsdir 7,035,000 405,303 26,282,338 10,219,819 624,399 26,282,338 42,651,928