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________ calculate income ratios such as the PTI to assess the applicant's ability to pay. These ratios compare the ________ that the applicant would have
________ calculate income ratios such as the PTI to assess the applicant's ability to pay. These ratios compare the ________ that the applicant would have to pay if the loan is granted to the applicant's monthly income.
A. Borrowers; monthly payment B. Lenders; annual payment C. Lenders; monthly payment D. Borrowers; annual payment E. Borrowers; total payment
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