Calculate the 11 ratios done in exhibit 4 for each year from 2018-2020. Do you notice any trends? What insights do these trends into the operations of BNL?

Exhibit 4 BNL STORES FINANCIAL RATIOS BNL STORES STATEMENT OF CASH FLOWS (for the year ended January 31) BNL STORES INCOME STATEMENT (for the year ended January 31) (amounts in 000s) BNL STORES BALANCE SHEET (for year ended January 31) (amounts in 000s)