Calculate the actuarial present value of benefits for this policy.

For a special whole life insurance issued on (50), you are given: (i) The policy pays 5000 if the insured dies before his mean curtate future lifetime at issued and 10,000 if he dies after his mean curtate future lifetime at issued. (ii) The benefit will be paid immediately after the death. (ii) Mortality follows de Moivre's law with limiting age 110. (iv) :-0.06 Calculate the actuarial present value of benefits for this policy