Calculate the additional life insurance needs for an individual whose income stream was $$90,000,$ the income spent on the individual was $22\%$ of the income stream, where that income stream would have been needed for $30$ Years. Assume a $7\%$ return $($after tax and inflation$)$ is desired and that there already is $$200,000$ life insurance provided for the income earner by his$/$her employer. Which solution most closely approximates the additional insurance needed?

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