Calculate the after-withdrawal future value of $11,000 invested for five years in each share class in the table below. In terms of costs, which would be the best investment for someone who knows the fund will be sold at the end of the five-year period? Assume that each fund's gross (before fees) total return is 12.00 percent per year.

Cost	Class A	Class B	Class C
Front- end load	4.96	0.00	0.00
Back- end load	0.00	4.58	1.41
		Declining 1% per year	First year only
Management fee	0.50	0.80	1.00
12b-1 fee	0.25	0.50	0.90