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Calculate the amount that is added to the cash-valThere are a few things we need to discuss before finalizing your policyfirst, the beneficiary clause. In

Calculate the amount that is added to the cash-valThere are a few things we need to discuss before finalizing your policy—first, the beneficiary clause. In your application, you listed your wife as the , that is, the person who will receive the entire death benefit. If your wife dies before you do, you've named your children as . Is that correct?

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