Calculate the bond equivalent yield and effective annual return on a negotiable CD that is $120$ days from maturity and has a quoted nominal yield of $6\mathrm{.}64$ percent. $($Use $365$ days in a year. Do not round intermediate calculations. Round your percentage answers to $3$ decimal places. $($e$.$g$.,32\mathrm{.}161))$

Bond equivalent yield $\%$

Effective annual return $\%$