Calculate the costs of buying versus leasing a motor vehicle.

Down payment: $$7,200$

Security deposit: $$2,400$

Loan payment: $$260$ for $48$ months

Lease payment: $$260$ for $48$ months

Estimated value at end of loan: $$5,900$

End$-$of$-$lease charges: $$885$

Opportunity cost interest rate: $2$ percent per year