Calculate the expected present value of a pure endowment benefit of RM5,000 payable to a selected life aged 30 on survival to age 80. Assume that the mortality follows the A1967-70 mortality table and interest is assumed to be 7% for the first 25 years and 5% thereafter. Calculate the expected present value of a pure endowment benefit of RM5,000 payable to a selected life aged 30 on survival to age 80. Assume that the mortality follows the A1967-70 mortality table and interest is assumed to be 7% for the first 25 years and 5% thereafter