1. Calculate the futures value of RM1,000 deposit in the bank for ten years if the interest rateto be earned is 5%per annum?

1. If you borrow RM100,000 at an annual interest rate of 10% and you must pay off theloanin 10 years,Whatisthe requiredannual payment?

1. If you would like to accumulate RM10,000 over the next 5 years, calculate how muchyoumust depositattheendof eachyear,given 7% interestrate.

1. Dora borrowed RM200,000 to buy a house. The interest rate charged on the loan was12%andshepromisedtopaytheloanin20equalannualpayments.Whatistheannualyearend payment of the loan?

1. QistinainvestsRM10,000inasavingaccountpaying4%interestperyearcompoundedquarterly.Howmuchis themoneyinthe accountafter4years?

1. IfyoudepositedRM700todayintoabankaccount,howmuchwillyouhavein4.5yearsifthe bank pays12% interestcompoundedquarterly?

1. You intend to accumulate RM5,713 in a bank savings account, 4 years from now. Howmuchsavingsmustyoudepositnow,iftheinterestrateofferedbythebankis10percentperyear?

1. Assume that you keep RM5,555 in the savings account at Lawhorlick Bank with aninterest of 15 percent per year for 5 years. Calculate how much will you obtain at theendof the5years period.

1. AssumethatyoudepositedRM5,000attheendofeachyearfor3consecutiveyearsinan account that pays an interest of 10 percent annually. Calculate the future value forthatannuity.

1. Breeze Bank is offering investors the opportunity to place a minimum of RM100,000 inthebankat6%perannum.Whatwillbetheaccumulatedamountofthisinvestmentafter5years if the interest iscompounded annually?

1. Find the present value (discounted value) of RM30,000 payable in 3 years using adiscountrateof15%perannum.

1. CompareinvestingRM20,000at8%perannumfor10yearscompounding
   2. half-yearly
   4. quarterly.

1. Nurul invests RM4,500 in a saving account paying 12% interest per year compounded monthly. How much willNurul havein theaccountafter 5years?

1. Dunedin company deposited RM5,000 at the end of each year for a period of 3 yearsconsecutively in an account that pays a yearly interest of 10%. Calculate the futuresvalueof the annuity.

1. Syirah must have RM30,000 in order to buy a piece of vacant land. She plans to saveRM1,500peryearinhersavingaccountwithAmanahBankthatpays12%interestratecompoundedsemi-annually.Ifshesavefor15years,willshebeabletobuytheland?

1. HazmanborrowsRM24,000intheformofeducationloanfromBijakBank.Thepaymentare to be made in instalment basis at the end of year. The tenure of the loan is for 5years at an interest rate of 10% per annum. Determine the amount that Hazman willhavetopay eachyear for 5years.

1. Marina wants to borrow RM20,000 as down payment for her RM200,000 apartments.The bank is going to charge her 12% interest annually and she is required to paybackthe loan in 10 years. If interest is compounded annually, calculate Marina's yearlyinstalment.

1. Encik Ramli's retirement is approaching and he was given a few alternatives toconsider as below. Determine the best alternative that he should choose given cost ofcapitalof 10%.

1. Alumpsum moneyofRM350,000.

1. RM20,000 every end of year for 10 years, and RM30,000 every end of year, forthenext6 years.

1. RM150,000 now and RM27,000 to be given equally over the end of the next 10years.

1. RM100,000 atendofyearfor3yearsandRM60,000onthelastyear.