Calculate the Gross Debt Service (GDS) and the Total Debt Service (TDS) ratios for the following data. (Round your answers to 2 decimal places. Omit the "%" sign in your response.) Monthly mortgage payment $2,700 Property taxes = $320 Heating costs $235 Other housing costs $190 Personal loan payment = $270 Car loan payment = $320 Credit card payment = $270 Gross monthly household income $13,800 Picture Click here for the Excel Data File Grozs Debt Service Total Debt Service