Calculate the Gross Debt Service (GDS) and the Total Debt Service (TDS) ratios for the following data. (Round your answers to 2 decimal places. Omit the "%" sign in your response.)

Monthly mortgage payment = $2,200
Property taxes = $220
Heating costs = $135
Other housing costs = $90
Personal loan payment = $170
Car loan payment = $220
Credit card payment = $170
Gross monthly household income = $8,800

Gross Debt Service

%

Total Debt Service

%