Calculate the initial deposit insurance assessment rate for each institution

Two depository institutions have composite CAMELS ratings of 1 or 2 and are 'well capitalized.' Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Further, the institutions have the following financial ratios and CAMELS ratings, use the table: Tier I leverage ratio (%) Loans past due 30-89 days/gross assets (%) Nonperforming assets/gross assets (%) Net loan charge-offs/gross assets (%) Net income before taxes/risk-weighted assets (%) Adjusted brokered deposits ratio (%) CAMELS components: C A M E L S Uniform Amount Tier I leverage ratio (%) Loans past due 30-89 days/gross assets (%) Nonperforming assets/gross assets (%) Net loan charge-offs/gross assets (%) Net income before taxes/risk-weighted assets (%) Adjusted brokered deposits ratio (%) Weighted average CAMELS component ratings Institution Institution 2 1 8.79 7.92 0.62 0.73 0.52 0.67 0.45 0.49 2.32 2.03 0.00 15.73 1 1 1 3 1 1 3 2 1 3 1 3 Pricing Multiplier 4.861 (0.056) 0.575 1.074 1.210 (0.764) 0.065 1.095 Calculate the initial deposit insurance assessment rate for each institution Institution 1 Initial assessment rate= Institution 2