Calculate the monthly payment by table lookup and formula. $($Answers will not be exact due to rounding of percents in table lookup.$)($Use $15\mathrm{.}5\%$ for table lookup.$)($Use the loan amortization table.$)$ Note: Round your answers to the nearest cent. Purchase price of a used car $$3,975$ Down payment $$95$ Number of monthly payments $60$Amount financed $$3,880$ Total of monthly payments $$5,724\mathrm{.}00$ Total finance charge $$1,844\mathrm{.}00$ APR $15\mathrm{.}5\%$ What is the monthly payment by table and by formula?