Calculate the net present value (NPV) for a project that has the following cash flows? The required return is 13.0%. Year Cash Flow 0 $ (45,000) $ 25,000 1 2 $ 20,000 $ 15,000 3 4 $ 10,000 5 $ 5,000 None of these are correct. $ 12,030 $ 10,646 $ 8,633 $ 9,928