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Calculate the present value of $10,000 to be received in 5 years using a discount rate of 8%. Explain the concept of present value and

Calculate the present value of $10,000 to be received in 5 years using a discount rate of 8%. Explain the concept of present value and its relevance in evaluating the time value of money. Discuss factors that may influence discount rates and their impact on present value calculations.

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