Calculate the present value of the following annuities, assuming each annuity payment is made at the end of each compounding period. (FV of $1. PV of $1. FVA of $1, and PVA of $1) (Use appropriate factor(s) from the tables provided. Round your answers to 2 decimal places.) Present Value of Annuity 1 Annuity Payment $ 4,000 9,000 3,000 Annual Interest Period Rate Compounded invested 7 % Annually 5 years 8 % Semiannually 3 years 8 % Quarterly 2 years 2 3. 7.04 8.04 9.05 10.05 1104 12. 13.03 1.13000 1.07000 105000 1.09000 1. 10000 1.1 1000 1.12000 TABLE I Future Value of S1 FV-1010 - 10 1.5 2.05 LOS 3.5 5.55 6.09 11.01000 101500 102000 1.02500 103000 1.03500 104000 104500 105000 1.05500 10000 2 102010 103072 100000 1.05063 1.06090 1.07123 108160109203 110250 1.11303 1.1220 31.03030 1.01568 1.06121 1.07659 1.09273 1.10872 1.12456 114117 115763 1.17424 1.19100 4 1.04060 106136 1.05243 1.10381 1.12551 1.14752 116986 1.19252121551 1.23882 1.26248 5 1.05101 1.07728 1.10405 1.13141 1.15927 1.18769 1.21665 1.24618 1.27628 1.30656 1.33823 1.14490 1.16600 11810 1.23210 1.2540 1.27600 1.21000 1.33100 1.36763 1.40493 1.44290 1.22504 1.25971 1.29503 13103 1.36049141158 1.46410 1.51807 161007 1.57352 1.76234 1.40255 1.40933 1.53862 161051 1.63506 1.77156 1.97382 2.08195 1.87011 2.07616 1.94872 2.21065 2.35261 61.06152 1.09344 112616 1.1599 1.19405 1.22926 1.26532 1.30226 1.3.2010 1.37884 1.41852 1.50073 1.55687 1.67710 1 1.07214 1.10954 1.14869 18869 1.22987 1.27228 1.31593 136086 1.40710 1.45468 1.50361 1.60578 1.71382 1.8204 8 1.08286 1.12619 1.17166 1.21540 1.26677 131681 136857 142210 147746 1.53469 1.59385 1.71819 $5091 1.99256 9 1.09309 1.14339 1.19509 1.24556 1.30477 136290 1.42331 148610 1.55133 1.61909 1.65943 83846 1.99900 2.17189 10 1.10162 1.16054 1.21599 1.2008 1.34392 141060 145024 1552976285970514 1.79085 1.96715 2.15892236736 2.14359 2.47596 265844 2.30454 2.55804 235795 2.77308 3.00104 259374 28.3912 3.10585 339157 3.15176 3.83586 2.85312 3.13843 3.47555 3.89595 3.49545 3152 345227 3.58328 4.36.349 4.89801 431014 4.88711 3.79750 4.17725 55375 6.252 5.47357 11.11567 1.17795 1.24337 131209 1.38423 145997 1.53985 162285 1.7104 1.502091.898.30 2.10485 2.33166 2.58043 12 1.12683 1.19562 1.26824 1.34489 142576 151107 160103 1695881.79536 1.90121201220 2.25219 2.51817 2.81266 13 L13809 121355 1.29361 137551 1.46853 1.56396 1.66507 1.77220 1.38565 2.00577 2.13293 2.40985 2.71962 3.06580 14 1.16917 123176 1.31915 141291 151259 1.61560 1.73168 185194 1979932.1100 2.00 2.57353 2.93719 3.34173 S 1.16097 125023 134587 1.44530 1.55797 167535 1.30091 193526 2.07893 2.23245 2.9656 2.75003 3.17217 1648 16 117251 126099 1.3729 148451 1.60171 1.73399 1.87298202237 2.18287 2.35520 2.54035 2.95216 1.42594 3.97001 17 1.15430 1.25502140024 152162165285 1.79468 1.94790 2.113382 292022484502.69273.15682 3.700024.32763 18 1.1915 1.30734 142325 155966170243185740 200582 2.20518 2.00662 2.62147 3.37993 30902 4.71712 19 1.20511 1.32095 145651 1.59565 1.75351 1.92250 2.10065 2.30786 2.520952.76565 3.02500361653 431570 5.14166 20 1.22019 134686 143595 163862 1.80611 1.98979 2.19112 2.41171 2.65330 291776 3.207143668 166096 5.60141 4.78459 531089 4.59197 706733 6.13039 6.86603 5.0547 7910 3.59500 6.54355 5.55992 6.11591 7.26334 8.61276 10.19742 6.72750 9.616.20 11.52309 740025 13.02109 8.94917 10.80385 9.93357 12.10031 8.14027 21 1.232.9 1.36706151567 167958 1.56029 2.05943 2.27877 2.52094 2.7856 3078233.39956 4.14056503383 6.10581 221.24472138756 1545981.72157 1.91610 2.131512.16992 263365 2.92526 3.2475 3.60351 443010 5.4365465560 23 1.25716 1 10835 157000 1.76661 1.97359 2.20511 2.46472 2.752173.07152342615 3.81975 4.74053 3.871.46 7.25757 24 1.26973 1.42950 1604 180573 2.03279 2.28.33 2.560 2.57001 3.22510 3.61459 4.01593 5.07237634118 701103 25 1.25243 145095 1.61061185394 2.09378 2.6324 2.66554 3.00543 3.38635 3.813.39 1.291575.42743 684548 862308 8.95430 13.55255 16.62663 18.709 12 23916 IS 17863 10.834471 13.585617000062121054 30 1.475 1.560 1.81136 2.09757 2.42726 2 30619 3.24390 3.74532432191 4.98395 5.743497,61226 10.06.206 13.26768 17.41940 2292 29.9999239.11590 28.1004138.57455 52 7996272.06551 35 141660 168358 1.99989 2.37321 251356 2.33359 3.94609 466735 5.51602 651383 763600 10.67653 14.78534 20:41.397 10 146 151002 2.20501 2.65506 3.26201 3.95926430102 5.51636 70.1918.51331 10 28572 14.97446 21.72452 310912 45.2592605.00057 93.03097 132.78153 45 156.151 1951212.13755 3.03700 3.75160 4.70036 5.54118 72432539850I 11.12655 13.76461 21.0045 31.9.2015 48.32729 50 161063 2.10524 26159 3.43711 4.33 555193 7.10668 9,03261 11.167401454196 18.42015 29.45703 46.90161 7435752 72.89048 109 530944 16.3.9876024464110 117.39085 184.56183 250.00219 150,73593 TABLE 31 PV 1+ 2.0 23 es 355 LOS 4.55 5.0 6.09 8.0 9.00 10.04 12.05 13.00 1000010005522 0.93039 097561 097087 096615 096154 00560 0,05235 0.94787 00430 0.03453 0.92593 0.91743 0.90909 0.90000039256 055496 20.93030 097006 0.96117 0.95181 000 0.93351 0.92456 091573 0.90703 0.59565 0.0000 0.87344 085734 054165 0.82645 0.81162 0.79719 0.78315 30.97059 095032 0.94232 092560 0.91514 0.90194 0.53000 0.87630 0.56384 0.35161 0.12 0.81630 0.79383 0.77215 0.75131 0.73119 0.71178 0.00105 40.96095 094218 0.92385 0.90505 0.19 0.87141035480 0.83556 0.82270 0.50722 0.79209 0.76290 073503 0.70543 068001 0.65873 06852 0.61332 $ 0.05147 092026 0.90573 0.3 0.36.361 0.54197 0.0193 0.50245 0.75053 0.76513 0.74726 0.71299 063058 061993 062092 0.59345 05673 0.51276 6 090205091454 0.58797 0.670 053748 0.31350 0.70031 0.76790 0.74622 0.72525 0.70196 0.664 06.2017 0.59627 0.56667 0.53464 0.5066 0.45032 7 0.93272 0.00103 0.87056 054127 0.81309 0.78590 0.75092 0.73453 0.7068 068741 066506 0.62275 0.58349 054703 051316 0.48166 045235 042506 80.92348 0.58771 0.8549 052075 0.79941 0.75911 0.79 0.70319 067684 065160 062741 0.55201 0.51027 0.50187 0.6651 0.4393 0.00353 0.37616 9091444 087459 0.3676 0.10073 076642 07073 0.7059 067290 064461 061761 050190 050393 050035 0.46013 042410 0002 0.3600 013285 10 0.00529 0.36167 0.5205 0.78120 0.74109 0.70192 067556 0.6 061991 0.58543 055839 0.50335 0.46.319 0.42241 0.38554 0.35218 0.32197 0.29459 11 02 03 0.0160.16214 0.72242 09061958 0.616.20 0.5 0.55.001 0.52619 0.47509 0.42855 0.38753 035019 031728 0.88 0.26070 12 0.38745 03369 0.750 0.10356 0.70138 0.66178 062460 0.58966 0.55684 0.53595 0.1007 0.4401 0.90711 0.35553 031561 028584 0.33668023071 13 0 0.003 0.7703 072562 063095 0600 0.60057 056427 0.53032 0.4056 0.4684 0.4196 0.16770 012518 0006 0.25751 0.22917 020116 14 0.0.31155 0.75758 0.70773 066112 06177057748 0.1007 0.50SO7 0.47257 0.20 0.3872 0.10 0.29925 0.26.13 0.23199 0.02 0.1306 15 0.36135 0.005 0.1001 0.0006416 0.5 0.55526 0.51072 0.48102 044793 041727 0.36345 0.31524 0.27454 0.20390200000.18270 0159 16 0.5 0.78303 072145 067 067317 057671 053391 0.0147 045811 0.43458 0.035 0.3.33 0.21 0.25187 0.21 018329 0.16312 0.14150 17 OB 0.776.90 0.71416 0.65720 0.602 055720 051307 0.47315 043630 0.00045 0.37136 031657 0.77027 023107 0.19754 0.16963 0.14566 0.12522 11 O 0.76401 0.0016 0.61117 0.58739 0.53836 0.49.33 0.45280 041552 038147 0.5034 0.29586 0.2503502199 0.17986 0.15282 0.13001 011001 190 0.7561068613 063553 0.57029 052016 04764 0.43330 0.39573 0.36158 0.33051 0.27651 0.23171 01010 0.16351 0.13768 0.11611 0.0006 20 031954 0.74247 067297 061027 05560.50057 0.45639 041464 0.37699 0.43 031180 0.252 0.21455 0.17513 0.14861 0.12403 0.10367 005678 21051143 0.73150069978 0.50539 0.53755 0.46557 0.43833 0.39679 035094 0.3286 0.29116OMISI 0.1934 016370 0.13513 0.11174 0.00256 0.0/80 22 SMD 0.72069 068 0.55056 0.52139 0.15 0.42196 0.37970 04155 030793 0.27751 0.2271 0.18.391 0.15018 0.12285 0.10067 0.05.261 006796 23 0.795-44 0.71004 061416 0.56670 0.00 0.45329 0.00573 0.36335 0.32557 0.29187 0.26150 021095 0.17032 0.13778 0.11163 009009 0.07370 006014 24 078757 0.69954 062172 0.55285 0.09193 0.43796 0.39012 0.34770 0.31007 0.27666 0.2469 0.19715 0.15770 0.126100.10151 005170 0.06555 005323 25071977 0.689210609530.50939 0.87701 0.42315 0.37512 033273 029530 016323 0.00 0.15425 0.002 0.11597 00320 007361 0.0582 001710 30 0.74192 06.3976055207 0.47674 0.41199 0.35628 0.3082 0.26700 0.23138 0.20064 0.71 0.13137 0.0008 007537 0.05731 001368 0.03 0.02557 35 0.70591 059387 0.50003 0.2137 015518 0.29998 0.22 0.21425 0.18129 0.15.352 0.13011 0.0936 0.05763 00199 0.0355 0.02592 0.01594 0.01358 10067165055125 0.45 0.37263 0.100.56 0.25257 0.05 0.17193 0.14205 0.11146 009722 0.00678 000 0018 0.03209 001538 0.01025 0.00753 5063005 051171 0.41020 031917 02644 0.21266 0.17120 0.13796 0.11130 00898 0.07265 001761 0.03133 0.0209 0.01372 000913 0.00610 0.00109 50 0006 0.47500037153 0.29091 022511 0.17905 0.14071 0.11071 0.08720 006877 0.05.129 003.395 0002 0.01345 0.00052 0.00542 0.00346 0.00222 TABLES Vers Oy A SI PVA . i LOS 1.55 255 3:05 1 1.0000 1.0000 10000 10000 10000 55 6.00 900 10. 11.0 12. 13.00 10000 1.0000 10000 1.0000 1.0000 10000 1.0000 1.000 1.0000 1.0000 1.0000 1.0000 20300 2.0350 2201002015020200 20250 320301 3.015230604 30756 2.0400 20500 2.0550 2.0600 220700 2.0800 2.0000 20150 3.1370 2.1000 2.1100 2.1200 2.1300 3.0000 3.1216 31525 3.16.00 3.1836 2149 3.2464 3.3421 3:3744 3.2009 4 406014090941216 41525 4.1836 4.2100 4.2782 43101 43423 4.5061 4.5731 4.6410 4.7097 4.7793 3095 5 5.1010515235201053563 523091 5.3625 3.4163 54707 55256 5.5511 3.6371 5.7507 5.5666 5.9507 6.1051 6.2278 6:3528 6.4503 6.6110 6710 65019 69753 7.153 73359 7.7156 7.9129 8 1152 127 7.8933 7.5233 9.2004 8.9228 9.4872 97833 10.0590 104017 6 6.152062296 6.3051 63877 7.213573230 7463 75410 7.7194 8 8.2857 4328 530 87361 8.9923 9.0517 99.5 9.55939,7546 99545 10.1591 10.3655 10 10.1622 10,7007 10 9097 11 2034 1146.39 11.7314 9.2142 106166 11.0235 11.4359 8.0192 8.1420 8.2660 865.10 95091 9.7216 9.8975 102598 10 501 110266 11 25611.19 11.9750 12.282 12.577912.8754 13.1808 13.8164 11.8594 12.2997 12.7573 12.4576 13.0210 10.5828 12.0001 135795 14.1610 14.7757 15.4157 14.4506 15.1929 15.9374 16.7220 175487 18.4197 16.6455 17.5603 15 5312 195614 20.6516 21.8143 189771 201407 213543 22.7132 241301 11 11 5065 11.5633 12.1687 12:45.35 12.50783140 12 12085 13.0412 13.4121 13.7956 14.19.20 14.0020 13 13.509142363 4603 15.140415.6178 16.11.30 14 149414154504 15.9739 16:5190 170563 17.6770 15 160 166871 172 179319 35959 19.2957 138412 145835 149716 15.7836 15.0258 15.460 15.9171 16.1856 16.569917 5885 16.6265 17.1599 17.7130 18.2858 18.8821 20.106 15.2919 180321 19.5056 20.2926 21 0151 22.5505 20.02.16 20.784121.5786 22.4057 23.2700 25.1290 21.4953 22.95 24527 26.2116 28.0291 299547 24.2149 26.0192 27.9750 30.0909 34.8827 27.1521 29.3609 31.7725 34.4054 37.2797 40.4175 35 9197 39.1899 30,3343 33.004 33.7502369737 42.7533 46.6717 16173579 17.934 18 693 1902 20.1509209710 21.8205 22.7193 216575 246111 25.6725 27.8531 17 18.4304 19.2014 20.0121 20.5647 21.7616 22.7050 23.6915 24.7417 25.840126996282129 30.5402 18 19.6147 20.4301 214123 2238623.414424.4997 25.6454 26.855128.1324 29.4812 30.9057 33.9990 19 20.1109 21.7967 225.006 23916035.1169 26.3572 276712 29.0636 30.5.390 32.1027 33.7600 37.3790 20 22.0190 23.1237 24.2974 255 26.8704282797 29.7751 31.371433.0660 4.6367156 40.9955 405417 45.8837 53.7391 37.450241.3013 15 5092 50.3959 55.7497 51.1591 61.7251 70.7490 569.95 41.463 460185 45.76 51.1001 57.2750 612025 720524 809468 64.0005 81 6987 92.169 2123.3392 24.4705 35.7833 27.1833 28.6765 30 2695 31.692 33.78.3135.7193 377861 39.9927 46.8652 50.4229 56.7645 22 24.4716 258376 27.2990 28.629305368323289343450 36.3034385052108643 09.0057 95.4565 628733 23 25.7163 27251 25.5450 305141324520 I 36.6179 38.970 41.4305 14.1118 6.9858534461 609933 95319 24369735 25635104219 32.3190 34.4 36.6665 39.0826 41 6892 44.5020 475380 50 5156 58.1767 66.7618 76.7898 225.2432 30.06.0 32.0303 34.1578 36.4593389490416159 15652 47.7271 S11526 54.36.15 61 290 73.1050 7000 92.506 105 1910 71,027 79 500 91.14791016029 120.2018 1923 1021121181552 136313 133 39 155.6195 164.19.10 199.0209 211 2127 203.1992 271 02413415895 30.79 373374036519027 47.57431622756054961.0071 66435872.355 29.058204460511330136,3075 3541660 45 5921 199915 54982 666740 73.6522314966 90 120 100.3514 14 13820172 3163 215.7105 045564 542679 60.000 670026 75.4013545503950055107030J 1207995 1.6056 154.720 1996351 259.0065 37.5524 45 56.4511 63.6142718927 015161 92.7199 105.7317 121.0294 138.500 159.7002154.1192 212.1435 285.7493 6.5056 525.5587 S06.632736825565791 97.411270007914701 101.56.15 165805 551.8261 76700141017042 718.0045 986 5356 13552100 15741646 TAB Present of an Ovi Amos 1 1- PVA 103 1.55 2.03 2.55 30 4.5 5.08 60 7.04 80 10.00 11.03 12.05 1 0.99010 0.9522 0.98039 097561 0.97057 09615 096154 0.95001 0.95238 0,94787 0.94340 0.93158092593 00103 0.000 0.00000039256 OSS 2 197000 1.95585 1.04156 1.92742 19147 8996913560987267 13591 1.51632 183339 80902 1.78376 175911173554 171252 1.000 166510 3 294090 2.91220 2.80388 285602 252561 2.50164 2.77500 2.74% 2.72325 2.69793 2.67301262432 2.37710 2.53129 2.45685 2.44371 200153 2.36115 43.90197 3.85-135 35077376197 3.71710 3.67536.2990358753351595 3.50515346511 338721 331213 3.29972 3.16957 3.10265 3.03735 297447 3 45530 4.75264 4.71346 4.64583 457971 4.5155 4451824399984329134.27028 4.21236 4.10020 3.09271 3.85065179070369590 36073351733 65.79563508719 5.00143 5.50813 5.41719 5.32855 5.242145.157875.07569 4.99553491732 4.76651 46228 148592 4.35526 4.23054 411141 3.99755 7 6.72819659821647199 6.349396.23028 6.11454 6.00205 5.89270 5.736375.68297558738538929520637 501295 456842 4.71220156376 2361 8 76516874550) 7.3254571701470190 6.7396673274 6.595596403216.33457 6200195971305.74661 5552 5.33093 5.14612406764 4.79571 3.56602 6052 8.16224 797087 7.75611 7.60769743533726879 7.10782 6,952206.80169 6.51523 6.1689 5.99525 5.75902 5.53705 53225 5.13166 109.47109.22215 8.98259 8.75206 8.53020 3.31661811090791272 7.72173753763 76000 702353 6.710086.4176661-4457 5.0923 545002 5.34 9 1110.3676 10.07112 9.75685951421 9.252629001558760488529920641 309254 786687 749857713895 6.80519 6.1900 0.20652590770 5.68094 12 11.25508 10.90751 10.57534 1025716 9.95000 9.603339.36507 9.11558.15 861852 18547917757.10073 63136.921661907 591766 13 12.13374 1173153 11 34837 1008319 106.316 10.30276 9.95565968255 0.9357 3.11701.8526835765 7.9078 74000 710036 6.70087 6255 612181 14 13.00370 12.50338 12.10.25 11.0 11.907 10.97052 10 56312 102220399869.589659.291958.745478242475015 76 695157 6.62817 6.300 15 13.0 13.30323 12.84926 12.38118 11937941151741 11118.99 10.73955 10.379661003758 9.712239.1079155045000 76000 710017 6.3106 6.40338 16 14.71787 113126 13.57771 13.05500 12.56110 1200112 116520 11302 10 55777 10:0216 10.10500 9.4665851373125670371 73916 697 6.60388 17155625 1.90/65 14.29187 13.7122013.16612 12.65132 12.10567 1.70719 1.21407 10.36101 10:47726 9.763229.12161 85836 802155 7.54879 21196 2009 18 16.9827 15 67256 14.99203 14.35346 13.75351 13.18965 1265930 12.15099 1168959 11.2407 10700 10.059099.37189875563 8 20141 7.701623007 6.8.2001 19 1722601 16:47617 15.67546 1497559 14.32350 13.70954 13.13394 12 50329 12.08532 11 60765 TL1582 10.33560 9.000 105011 8.360927520 778 6.93197 201801555 17.1664 1635143 1550916 7471421240 13.59033 13.00794 12.40221 1195038 114602 10:391019.81815212855 3513567960 7.00 700475 21 18.85095 1790014 1701121 16.18455 1541502 14.69797 14.2016 13.0172 12.80115 12.2724 11.7600 1033553 10.01609.20234 361869 80707 756.300 710155 22 19.60 1563082 1765505 1616541 15.93092 15.16712 HA112 13.75402 13.16300 12.58317 1201158 11.06124 10.200144043 877154 8.17514 7616716951 3 2045582 19.33056 18 29220 17.33211 16:41361 15.6.2011 1485684 14.147 13.48857 12.87504 12.30338 1127219 10.371069.58021 8.22 5.26613 7.71813 7.26 24 21:20 20.03041 1891393 1735099 1693554 16.05837 15 216 1.49568 13.79864 13.15170 1255036 11.40033 10.52376 9.70661 8.58414 8.4775132728255 5 22.02316 20.71961 1952346 13.07438 1741315 16.45151 15.6205 1.80821 1.09396 1341393 12.78336 1165358 10.61479.82258 907104 842174 7.50 7.29 30 25.8077 BLOSS4 22.396.16 20.93029 19.6004 18.19205 17.29200 16.78889 15.37245 14.51375 13.76453 12.4090 11.23778 10.27.65 0.300.379 S.OSSIS 7.00345 5 29.338 27.07559 2499562 2314516 21.48722 20.000661866661 17.40101 1637419 15.305 14.49835 12.94767 1165457 10.50682 9.61416 88554 3.11550758557 O 32.840 28.01585 2735518 25.10778 23.11477 21.35507 19.79277 1840155 17.15909 16.04612150460 1301711 90461 10.75736 9.77905 395105 5.24378 7648 S 36.85 30.55234 29.49016 26.53302 24.51571 22.49545 20.72004 19.15635 17.77007 16 54773 15.45583 13.60552 12.10540 10.881209.85231 0.00791 82252 76005 SO 39.19612 31.00160 3142361 28.36231 25.72976 23.45562 21 28 10.1.2018. 25593 16.01. 15. 7611 13.50075 12.20048 1096168 991481 901165 3.30150 767524