Calculate the present value of the following annuity streams: $4,000 received each year for 4 years on the first day of each year if your investments pay 5 percent compounded annually. (Do not round intermediate calculations. Round your answer to 2 decimal places. (e.g., 32.16)) $4,000 received each quarter for 4 years on the first day of each quarter if your investments pay 5 percent compounded quarterly. (Do not round intermediate calculations. Round your answer to 2 decimal places. (e.g., 32.16))