Calculate the present value of the following annuity streams: a. $5,000 received each year for 5 years on the last day of each year if your investments pay 7 percent compounded annually. b. $5,000 received each quarter for 5 years on the last day of each quarter if your investments pay 7 percent compounded quarterly c. $5,000 received each year for 5 years on the first day of each year if your investments pay 7 percent compounded annually. d. $5,000 received each quarter for 5 years on the first day of each quarter if your investments pay 7 percent compounded quarterly (For all requirements, do not round Intermediate calculations. Round your answers to 2 decimal places. (e.g., 32.16)) a Present value b. Present value Present value d. Present value