Calculate the ROI, please!

N I/Y PV PMT 4 3% 0 33,176 138,796 FV c. If John adds the cost of college with the salary he will forgo by attending college he finds it will cost: _243,979.27 in total. (Keep in mind that this does not include any interest on loans needed to pay for school). d. Help John determine if it really is worth it to get a college education by comparing his ROI going to college and his ROI not going to college. After some research John discovers that for his career choice over the next 20 years he can expect to earn $1.6 million with a degree and $809,000 without one. What is John's additional benefit (ROI) from going to college? Determine this ROI 20 years after he finishes college. N 20 I/Y PV 243,979.27 PMT 0 FV 1,600,000-809,000 = 791,000 e. Is this a good ROI or not? List at least 3 other factors besides ROI that John should consider. 1. The uncertainties relating to the prediction for cost and revenues. 2. The type of job and work culture. 3. Opportunities for future in both the scenarios